Terms of Service for Cha-Ching Funding

Last Updated: February 19, 2026

1. SMS/Text Messaging Use Cases

Cha-Ching Funding uses SMS messaging to follow up with inbound inquiries, provide application updates, and send appointment confirmations and reminders.

2. Opt-Out Instructions

You can cancel the SMS service at any time. Simply text "STOP" to the shortcode or number you received the message from. Upon sending "STOP," we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

3. Customer Support Contact

If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at [email protected] or call 248-388-1216.

4. Message and Data Rates

As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

5. Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages.

6. Age Restriction

By using our services and opting into text messaging, you confirm that you are over the age of 18.